STYLE NOW AND PAY UP TO 120 DAYS LATER.
NO UPFRONT OR MONTHLY FEES.
Advantage Styling has teamed up with credit provider – Elevare Pay Easy – providing you with an opportunity to style NOW with NOTHING TO PAY FOR 120 DAYS.
Campaign costs can be expensive, yet professional property styling is proven to be one of the greatest value enhancements for owners looking to sell.
To assist our clients, we have introduced ‘Advantage Pay Later’. So you can pay later for your styling…up to 120 days later in fact!
No upfront costs or fees. No monthly repayments.
A fee of 5.9% is charged as a one off payment at the end of the plan (or lower on early repayment).
What is ‘Advantage Pay Later’?
‘Advantage Pay’ Later is a simple, convenient and flexible way to style your home today but defer your styling costs for up to 120 days.
The aim of ‘Advantage Pay Later’ is to help our clients manage their cashflows through their sale campaign.
For further detail on how our Pay Later plan works, read below or speak to your Senior Stylist.
Style now and pay later…a better way to manage your campaign costs
Advantage Styling has teamed up with Elevare Pay Easy (‘Elepay’) so you can defer your styling fee for up to 120 days.
Apply for your Elevare Styling Plan online…3 minute application process
How ‘Advantage Pay Later’ works
Complete Elevare’s 3 minute on-line application – we email you the link
Once approved, Elevare pays for the styling on your behalf
You repay Elevare anytime up to 120 days
Frequently asked questions
Who can apply?
Must be 18 years of age
Must be an Australian citizen or a resident
How do I apply?
Simply select ‘Advantage Pay Later’ as your payment option on your styling quote.
Our payment partner, Elevare Pay Easy, will send you a link to apply. You’ll be surprised at how easy and quick the process is. Please note that the approval process may include a credit check.
Once approved, Elevare will pay Advantage Styling on your behalf.
What else should I know?
Although Elevare’s Styling Plan enables you to style your home today without paying anything up front – it is a loan and must ultimately be repaid at or before 120 days from the date of application. The Styling Plan will attract fees on repayment to a maximum of 5.9%. You can choose to repay your Styling Plan earlier, in which case the fees will be reduced as follows:
- repayment in full within 58 days: incurs 2.0% fees on your approved amount; or
- repayment in full within 73 days: incurs 5.0% fees on your approved amount.
Failure to pay the Styling Plan back on or before 120 days will constitute a default under Elevare’s terms and may attract late fees. If the Styling Plan remains unpaid then it could affect your future credit rating.
The Elevare Styling Plan has no upfront fees or costs and there are no monthly repayments. However, please be aware that fees are payable on the approved Styling Plan amount at the date of repayment (as outlined above). For example, if your styling costs are $1,000 and you elect to pay using Advantage Pay Later, then your Elevare Styling Plan repayment amount at 120 days will be $1,059 (i.e. your original $1,000 of approved styling costs PLUS fees of 5.9%).
You may contact Elevare at any time to confirm the amount owing or to arrange an early repayment of the plan.
What are the benefits?
The Elevare Styling Plan enables you to style your home today and pay nothing upfront. Styling your home is key to maximising your proceeds from sale. By electing to pay with an Elevare Styling Plan, you can defer your payment for your styling so it better matches your cashflow.
Advantage has arranged for a 120 day repayment period for its clients who wish to use Elevare Pay Easy to pay for their styling. Whilst no sale campaign is guaranteed, this period would typically provide sufficient time for your property sale to complete and enable you to potentially utilise funds from your settlement to repay your Elevare Styling Plan in full prior to or at 120 days.
Elevare has made their application process simple and easy to use. Elevare is committed to full transparency in their products and services, and will be in touch with you regarding your Styling Loan from the moment you proceed with your application.
What are the fees and charges?
No upfront costs or fees, so nothing to pay today.
No monthly repayments required.
No admin fees.
Repayment on or before 120 days, including interest up to 5.9%.
If you are looking to payout your plan before 120 days, the following fees apply:
- Age of plan: Less than 58 days, 2.0%
- Age of plan: More than 58 days but less than 73 days, 5.0%
- Age of plan: More than 73 days, 5.9%
As long as your Styling Plan is fully repaid within 120 days, the interest and fees on your plan will NEVER exceed 5.9%.
Are there late fees?
Elevare is hopeful that its customers never have to be charged a late fee, and everyone has settled their funds by 120 days as agreed. In unavoidable circumstances, where their clients are unable to repay by 120 days, their late fee policy is as follows:
- 0.06% per day will be automatically applied to the total amount due (the total amount due is equal to the original styling fee plus the 5.9% fee)
- An approved repayment plan will be deemed unrecoverable 60 days after the 120th due date, and as such will be handed over to a 3rd party compliant collection service for resolution.
How can I make repayments?
Repayment of your Elevare Styling Plan may be made by a number of selected payment methods. Elevare asks each of it’s clients what payment method they would prefer. You can elect either an EFT payment or credit card. This election can be changed at any time by contacting Elevare.
Can I pay it off early or make extra payments?
Yes. You can pay your Elevare Styling Plan off early. This may result in a saving on the fee amount you will pay on the plan. (See above).
Are there early payout fees?
Factors to consider before selecting Elevare Pay Easy as your payment option:
- While your Elevare Styling Plan requires no up-front payment, it is a loan which requires repayment within 120 days from the application date. This amount will be your original styling cost plus a small fee on that amount, up to 5.9% (see above for further information on reduced fees if early repayment is made).
- You are required to pay off your full outstanding balance within the 120 day period. If the full balance of your Elevare Styling Plan is not fully repaid within the 120 days then you will be contacted by Elevare to discuss a repayment plan and you may be charged penalty interest.
- If your Elevare Styling Plan remains in default after 180 days then your future credit rating may be affected.
Elevare and it’s financial products are completely independent of Advantage Property Styling. All questions relating to your account, or Elevare’s terms, conditions or credit approval process should be directed to Elevare (see contact details below).
Where can I find out more?
Call the Elevare team on 1300 019 417.
Or send Elevare an email anytime.